Wednesday 2 April 2014


C- Capital Adequacy.
A- Asset Quality.
M- Management.
E- Earnings.
L- Liquidity.
S- Systems and Control or Sensitivity.

  • To rate Banks.
  •  Ratings are given from A+ (best) to D (worse) in each of the above categories.
  • Rating assigned to the bank while finalizing the annual financial inspection report.
  • This rating does not capture the risks that could cause a bank to fail.

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