INROADS

• A dynamic risk-based rating mechanism.
•  RBI is of the view, the earlier rating(CAMELS) does not capture the risks that could cause a bank to fail.
• Some of the broader risks, such as credit risk, operational risk, and strategic and business group risk, increase the probability of a bank’s failure would be considered in the new rating system.

Reference: http://www.business-standard.com/article/finance/rbi-sets-stage-for-a-bank-supervision-overhaul-112091300034_1.html